If you don’t have much of a credit profile yet here are some tips to help you build a credit rating the right way. Remember building a good credit profile from scratch is easier than improving a poor credit rating, so manage your spending closely.
Join the electoral roll https://www.gov.uk/contact-electoral-registration-office
Apply for a credit card and keep the balance low or paid off each month
Pay bills on time, every time to show you are reliable and responsible
Keep old bank accounts open to build up your credit history
Monitor your credit score for free