You cannot request a higher credit limit.

Your credit limit may be varied from time to time, and we will confirm any changes in writing.

We may increase your credit limit if you request an increase, subject to our affordability assessment. We may also reduce your credit limit as part of our responsible lending assessment if your risk profile changes.

Initially, we may provide you with a low credit limit, below the amount we have assessed it is affordable for you to repay. If so, once we get to know you better as you use your Wollit account, credit limit increases may be offered.

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